In fact, it's fast rivalling the dollar for many transactions online. (Hint: It's not Bitcoin.)
Already, dozens of Wall Street banks (including Morgan Stanley, BlackRock, Credit Suisse, Bank of New York Mellon, and Bank of America) are amassing positions alongside this currency in their "in house" accounts.
Forbes calls it "profit enhancing."
Business Insider says it has the potential of "taking over our wallets."
Bankrate.com says, "You can beef up your individual retirement account with it."
The best part: If you have $20, one simple investment now could set you up for years.
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